Understand how Solazmar’s coastal land progresses from raw parcels to fully developed communities and where the greatest opportunities for appreciation are
Cash Purchase (Pay in Full)
For buyers who want maximum savings and a quick closing
Solazmar In-House Financing
Our most popular option. You buy directly from Solazmar with simple terms and no bank required
Third-Party or Bank Financing
If you prefer to work with your own bank or financial institution
1.-Choose Your Lot
Select the lot that best fits your budget, size, and investment strategy.
2.-Pick Your Financing Plan
Decide whether you prefer 0% interest up to 12 months or a fixed 9.9% rate for up to 5 years.
3.-Pay Your Down Payment
A 30% initial payment secures your lot and locks in today’s price. This down payment can be divided into up to 5 monthly installments
4.-Sign the Agreement
You sign a clear, bilingual contract outlining terms, schedule, and conditions.
5.-Make Monthly Payments
Pay your monthly installment according to your chosen plan. You can pay off early at any time without penalty.
6.-Complete Your Ownership Process
Once your balance is paid, the legal closing is finalized and your full ownership is registered with local authorities.
Financing Plans
| Term | APR |
|---|---|
| 1 year | 0.0% |
| 5 year | 9.9% |
| 7 year | 13.9% |
| 10 year | 17.9% |
| 15 year | 19.99% |
- Flexible terms from 1 to 15 years, allowing buyers to choose the plan that best fits their financial strategy.
- 0% APR option for short‑term buyers looking to pay off their property quickly with no added interest.
- Ideal for both local and international buyers, offering accessible long‑term financing with fixed rates and no prepayment penalties.
Example assumptions:
- Lot price: $80,986 USD
- Down payment (30%): $24,295.80 USD
- Financed amount: $56,690.20 USD
- Term: 15 years (180 months)
- Fixed interest rate: 19.99% per yearper year
With these conditions, your estimated payment would be:
$995.23 USD
per month (principal + interest)
Accessible entry point
30% down instead of paying 100% upfront
Flexible terms
From a few months up to 15 years
0% interest options
Finance up to 12 months without interest
Fixed 9.9% rate
Predictable payments, no surprises
What is the maximum financing term Solazmar offers?
Solazmar offers financing terms ranging from 1 to 15 years, depending on the buyer’s needs and the lot selected.
Our available fixed‑rate plans include:
- 1 year – 0% APR
- 5 years – 9.9% APR
- 7 years – 13.9% APR
- 10 years – 17.9% APR
- 15 years – 19.99% APR
How do I know which financing option is best for me?
Our advisors will help you compare options based on:
Your available down payment
Your monthly budget
Your investment horizon (short, medium, or long term)
We can run several scenarios so you can choose the plan that feels most comfortable and sustainable.
Is there really 0% interest financing?
Yes. We offer a 0% interest plan for a 1‑year term, available on eligible lots and active promotions. This option is ideal for buyers seeking a short‑term payment schedule with no added interest.
Can I pay off my financing early?
Yes. There is no prepayment penalty. If you decide to pay your remaining balance before the end of the term, you can do so and reduce the total interest paid.
What documents are required to apply for in-house financing?
In most cases we only require:
Valid ID or passport
Proof of income (such as pay stubs, bank statements, or tax returns)
In some cases, additional documents may be requested depending on your profile and chosen plan.
Do I need to live in El Salvador to access Solazmar financing?
No. Solazmar finances both local and international clients. Many of our buyers live in the United States, Canada, and Europe. Our team will guide you remotely through every step.
